Geoff Williams has been a regular contributor to U.S. News & World Report since 2013, covering a variety of personal finance topics, including saving and spending, household budgeting, tax-filing tips and income strategies.

For the past 20 years, Williams has specialized in personal finance and small business topics in his freelance career. His articles have appeared in CNNMoney, The Washington Post, Entrepreneur magazine, Forbes, The Cincinnati Post, and Business Trends and Insights from American Express. Williams is also the author of several books, including "Washed Away: How the Great Flood of 1913, America's Most Widespread Natural Disaster, Terrorized a Nation and Changed It Forever" and "C.C. Pyle's Amazing Foot Race: The True Story of the 1928 Coast-to-Coast Run Across America.” He also is the co-author of "Living Well with Bad Credit."

Williams lives in Loveland, Ohio, with his two teenage daughters and is a graduate of Indiana University.