HJ

Holly Johnson

Freelance Writer at Insider

Since starting her blog as a hobby in 2012, she has quickly become one of the most respected voices in personal finance and frugal travel. Writing professionally for nearly 3 years, Holly was recently recognized by her peers as the “Best Contributor/Freelancer” at the 6th Annual Plutus Awards. Additionally, her blog was recognized at the 5th Annual Plutus Awards as the “Best Frugality-Focused Personal Finance Blog.”

Holly is a debt warrior who is fiercely believes that the key to financial independence is to become debt free. Her work has been seen in The Wall Street Journal, The Huffington Post, Forbes, Kiplinger Personal Finance, U.S. News & World Report, Fox Business, Yahoo! Finance, The Simple Dollar, Frugal Travel Guy, and many other publications. She has also been featured on numerous television shows and podcasts, including The Willis Report (Fox Business) and So Money with Farnoosh Torabi (podcast).

You’ll find Holly writing several times a week at her personal blog, Club Thrifty.

Publications

  • Insider
    41 articles
  • thesimpledollar.com
    29 articles
  • Forbes
    25 articles
  • CNN Digital
    13 articles
  • ConsumerAffairs
    13 articles
  • CNN
    13 articles
  • CNET
    12 articles

Writes Most On

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  • What’s the cheapest day to book flights?
    30 Mar—Bankrate
    Key takeaways The price of your flight depends on a range of factors outside the day you book it and the day you fly out. However, data from Expedia’s 2025 Air Travel Hacks Report shows that consumers can save money by booking on Sundays regardless of whether they’re flying domestically or overseas. To help you save even further, consider using co-branded airline credit cards or travel rewards credit cards that earn miles with every trip you take. There are, unfortunately, no hard and fast...
  • —Bankrate
  • Watch Out For Advanced Degrees That Don't Pay Off
    15 Mar—Forbes
    There’s a general belief that getting an advanced degree, such as a MBA or PhD, is a path towards higher income and more wealth. But that’s not always the case. And when the economy gets tough, there’s a trend of people going back to college to get advanced degrees, in hopes that it will make a difference in the future. While data from the Bureau of Labor Statistics (BLS) shows the national unemployment rate is still relatively low (4.1% as of February 2025), that doesn’t mean the job market...
  • —Best Money
  • —Forbes