JA

Jamela Adam

Jamela Adam began writing for U.S. News & World Report’s Careers section in 2023. She also contributes her career advice and personal finance expertise to a wide array of major publications such as Forbes, RateGenius, SuperMoney, Clever Girl Finance and Chime. Before going freelance, Jamela worked as a content marketing specialist at an SEO agency in San Diego and has written dozens of career-related content for major brands like Mint Intuit.

Jamela received her bachelor’s degree in Business Administration from the University of Southern California.

Publications

  • USNews.com
    69 articles
  • GOBankingRates
    63 articles
  • Salon.com
    13 articles
  • usnews.com
    9 articles
  • The Penny Hoarder
    6 articles
  • CNN Underscored
    5 articles
  • Business Insider
    5 articles

Writes Most On

FinancialPlanningPersonalFinanceMoneyManagementFinancialAdvisorSavingsFinanceWealthManagementRetirementPlanningFinancialLiteracyBudgetingRealEstateFinancialAdvisorsInvestmentRetirementSavingsDebtManagementSTARMethodFinancialGoalsWorklifeBalanceInterestRatesFinancialAdviceCareerGrowthInvestingJobMarketCareerOpportunitiesCreditScoreEmploymentMortgageRatesCareerAdviceFinancialWellbeingHomeownershipArtificialIntelligenceFinancialHealthLeadershipRetirementEconomyInvestmentsEmergencyfundProfessionalDevelopmentFinancialFreedomMortgageWealthBuildingSocialSecurityFinancialWellnessCybersecurityEconomicTrendsGOBankingRatesHousingMarketJobSkillsCommunicationSkillsDebtConsolidation
  • What debt collectors can't do
    19 Jun—Consumer Affairs
    In 2023 alone, the Consumer Financial Protection Bureau (CFPB) received nearly 110,000 complaints related to debt collection. That number highlights just how common and problematic interactions with debt collectors can be. Even though debt collectors are bound by regulations designed to protect consumers, abusive practices can still happen. “The FDCPA strictly prohibits debt collectors from harassing or deceiving consumers. They are also prohibited from misrepresenting the amount or status of...
  • —Consumer Affairs
  • 4 Types of Spending Keeping Millennials From Getting Richer
    27 May—GOBankingRates
    Commitment to Our Readers Millennials are a generation grappling with economic challenges that make wealth-building tougher than it was for previous generations. Despite earning more than their parents at the same age, many millennials are finding it hard to get ahead financially and part of the reason is where their money is going. Below are four purchases that may be keeping millennials from building wealth. Car Payments According to Ashley Morgan, debt and bankruptcy lawyer and owner of...
  • Not Sure Where to Start With Estate Planning? Here Are Some Tips
    22 May—The Penny Hoarder
    No one loves to think about what happens after they’re gone. But if you’ve ever had to clean up the financial mess of a loved one who passed without a plan, you know how overwhelming and painful it can be. With a well-thought-out estate plan, you can spare your family that stress. Here’s everything you need to know about creating an estate plan, as well as common mistakes to avoid. What Is an Estate Plan? Estate planning is the process of determining how you want your assets to be handled...
  • Balance transfer or personal loans: What is best?
    23 May—ConsumerAffairs
    Key insights Understanding balance transfer credit cards A balance transfer credit card lets you move outstanding debt from one or more credit cards onto a new card with a low or 0% introductory APR. With all of your debt on just one credit card, your balances can be much easier to manage. Plus, you could save on interest with the introductory interest rate that balance transfer credit cards typically offer. Generally, balance transfer cards offer 0% APR for anywhere from six to 21 months....