
James Royal
bankrate.com
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Publications
- bankrate.com69 articles
- Bankrate2 articles
- nerdwallet.com2 articles
- yahoo.com1 article
- arcamax.com1 article
- thetimes-tribune.com1 article
- leadertelegram.com1 article
Writes Most On
- Best online brokers for stock trading in February 20231 Feb 2023—yahoo.comStocks are one of the best long-term investments you can make to build wealth, and it’s never been easier to buy stocks online. But what’s the best online broker for stock trading? That depends on the type of investor you are and the features you need the most. Bankrate analyzed the major players to help you find the best online brokers for stocks. Here are our top picks. The best online brokers for stocks in 2023: Charles Schwab Fidelity Investments TD...
- Stock market outlook for 2023: Here’s what experts predict amid recession fears28 Dec 2022—BankrateEven after bouncing off their October lows, stocks were down big in 2022 – and market watchers expect more of the same in 2023, at least at the start. With the Federal Reserve set to continue raising interest rates and the U.S. economy yet to start a much-expected recession, investors are sitting on a lot of uncertainty, and that should fuel volatility in 2023, say experts. “Two-in-three economists are forecasting a recession in 2023, yet corporate earnings estimates haven’t come down to...
- What are dApps and how do they work?18 Nov 2022—BankrateDecentralized apps, or dApps, are software programs that are powered by cryptocurrency. By paying with crypto coins, users can receive various software-enabled services, such as digital wallets or games. So if you think of cryptocurrency as a token that pays for machines to run, then dApps function like a video arcade, where clients can deposit money to use the service. Here’s how dApps work – pronounced Dee-Apps or perhaps simply daps, depending on who you ask – and why they’re key to moving...
- What Is Day Trading? Plus, How to Get Started15 Feb 2022—nerdwallet.comThe allure of day trading stocks is undeniable: Earning your living executing trades from the comfort of your home seems far more exciting than most 9-to-5 gigs. Trouble is, careless or inexperienced day traders can wreck their portfolios in the blink of an eye. But if you're still interested in this strategy, read on to learn how day trading works and the ways you can help minimize its risks. Advertisement Charles Schwab Robinhood Public NerdWallet rating NerdWallet's ratings are determined...
- How to avoid panic buying in an ultra-competitive housing market14 Mar 2022—bankrate.comAt Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation for . With housing inventory still in short supply and historically low mortgage rates starting to inch back upward, the real estate market has gone from brisk to combative. In such a competitive environment, many buyers feel pressure to move quickly and stretch their budgets to make sure a property they love...
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