JF

Jean Folger

Jean Folger is a freelance writer and editor with a knack for tackling complex subjects using simple language. She’s passionate about helping people make better financial choices so they have more money and time to spend on the things that matter most. In her 15+ years as a freelance writer and editor, she’s specialized in real estate, retirement, investing, and other personal finance topics.

Jean has written extensively for SFGate, Business Insider, The Motley Fool, Opendoor, Prudential, Investopedia, and more. She co-founded PowerZone Trading, which has provided award-winning software, consulting, and strategy development services to active traders and investors since 2004.

Jean graduated with a bachelor's degree from Ohio University. Previously, Jean was a licensed real estate broker, an English teacher, and an adventure travel trip leader. And, she’s also the proud parent of a Team USA Olympic athlete.

https://www.jeanfolger.com/

Publications

  • SFGate
    4 articles
  • Insider
    2 articles
  • Buy Side from the Wall Street Journal
    1 article
  • TIME Stamped
    1 article
  • Investopedia.com
  • Millionacres (The Motley Fool)
  • Investopedia

Writes Most On

MortgageLoanDisclosureInflationUnitedStatesDepartmentOfAgricultureSanFranciscoChronicleMonetaryPolicyFederalHousingAdministrationInterestRateFHAFederalReserveSystemChiefExecutiveOfficerRealEstateCreditBureauCreditScoreCEORefinancingUSDAPandemicConsumerFinancialProtectionBureauBankDepartmentOfTradeAndIndustryFederalFundsRateCreditHistoryMortgageInsuranceAdjustablerateMortgageBondMarketDebtorHearstCommunicationsARMDTIForeclosureFreddieMacRealEstateBrokerGeorgiaConsumerConfidenceLasVegasAffidavitHomeInsuranceCommonSupplyChainPhoenixArizonaFinancialNewsOnlineBankingCreditUnionTrickyRugbyUnionPositionsSanDiegoChiefFinancialOfficerTransACTVoluntaryChildlessness
  • —Buy Side from the Wall Street Journal
  • Compare current savings account interest rates
    17 Mar 2023—SFGate
    Ready to put your cash to work? Here's how to find the best savings account interest rates today. According to Bankrate's March 15 weekly survey of institutions, the national average yield for savings accounts is just 0.23% APY. Yet interest rates for high-yield savings accounts (offered at online banks) are as high as 4.55%. That's more than 19 times the national average — or the difference between earning $23 and $449 a year on a $10,000 balance. Meanwhile, you could earn upwards of 5 with...
  • Compare current mortgage refinance rates
    9 Dec 2022—SFGate
    If you're like many homeowners, a big chunk of your monthly budget goes toward mortgage payments. A mortgage refinance (aka "refi") could help lower those payments by locking in a lower interest rate when rates fall, adjusting the length of your loan, or getting rid of mortgage insurance. Mortgage rates more than doubled this year from 3.22% in early January to more than 7% in October — a 20-year high. With rates so high, it's not a good time for most homeowners to refinance. Still, a...
  • Current mortgage rates: Compare today's best rates
    6 Dec 2022—SFGate
    If you're shopping for a new home, you’ve probably been paying close attention to the latest mortgage news and information. A mortgage is a loan that lets you borrow against the value of a home. In exchange, you pay interest to your lender throughout the loan. The mortgage interest rate you pay significantly affects your monthly payment, the overall cost of the loan, and how much house you can afford. With today's mortgage rates on the rise, it's important to compare rates before committing...
  • Housing market predictions for 2023: Will mortgage rates fall?
    12 Dec 2022—SFGate
    Over the past year, persistent inflation, rising interest rates, and economic uncertainty have seeped into the tumultuous housing market. Now, as 2022 draws to a close, many homeowners, would-be buyers, and prospective sellers are wondering what's in store for the housing market in 2023. We asked four industry experts to share their housing market predictions for mortgage rates, home prices, sales activity, and housing inventory in 2023. Here's what they said. Mortgage rate predictions for...

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