Paying your mortgage with a credit card requires a few extra steps. Most mortgage lenders don't allow this because "it means paying debt with debt – a practice that increases financial risk," says Melissa Caro, certified financial planner and founder of My Retirement Network, a website that provides retirement resources. However, there are a few indirect ways to pay your mortgage with a credit card, such as using a third-party payment platform. This option is cheaper than other methods but...

Struggling with bad credit can make it seem difficult to achieve your financial goals. After all, having a poor credit score can make it much harder to qualify for loans or refinance existing debt at a lower rate. Now that Donald Trump has been sworn into office as president, you may wonder how his administration’s policies could affect your current or future debts. Depending on how Trump implements tariffs, it could influence how difficult it is for the Federal Reserve to lower interest...

Personal loans can have many benefits, like helping you consolidate high-interest debt or providing quick cash for emergencies. But if you have bad credit, qualifying for one could be difficult. And if you do qualify, you will likely get a higher interest rate than someone with good credit. Fortunately, it's possible to get a personal loan with bad credit. But you'll want to consider the pros and cons of doing so, any alternative options, and know what steps to take before applying. How to...