JN

Josephine Nesbit

Josephine Nesbit started working for U.S. News and World Report in 2021, covering topics related to personal finance, real estate, retirement, careers and more. Prior to joining the U.S. News team, she regularly contributed to Fox Business, Bankrate, Homelight, Apartment Therapy and GoBankingRates.

Raised in New England, she moved to the midwest to attend The Ohio State University and began her writing career in 2016, focusing on real estate and personal finance. As a small business owner, her aim is to help brands achieve their marketing goals while educating readers on the importance of financial freedom.

https://josienesbit.com/

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Publications

  • GOBankingRates
    81 articles
  • U.S. News and World Report
    78 articles
  • yahoo.com
    1 article
  • Rocket Mortgage
  • USNews.com

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  • —GOBankingRates
  • Social Security and Medicare Could Run Out One Year Earlier Than Anticipated — 3 Impacts on Retirees
    7 Jul—GOBankingRates
    The latest Social Security and Medicare Trustees’ reports show that the trust fund for Social Security and Medicare will be depleted earlier than anticipated unless lawmakers take action. Here’s a closer look at how this could impact retirees. Why Social Security and Medicare Could Run Out Earlier According to NPR, the change is a result of a new law that increased benefits for nearly three million former public-sector workers who had pensions for jobs not covered by Social Security. More...
  • Don’t Have a Full-Time Job? 4 Ways You Should Adjust Your Retirement Planning
    30 Jun—GOBankingRates
    If you’re self-employed or working part time, your path to retirement likely looks different than the plan of someone in a traditional 9-to-5. Without built-in benefits or an employer-sponsored retirement plan, it’s up to you to create your own safety net. These four steps can help you build a stronger foundation and plan with more confidence, no matter how unconventional your workweek looks. Also see three essential tips for a winning retirement savings plan. Contribute to a Retirement...
  • 5 Ways Increasing Social Security Retirement Age Could Disrupt Financial Plans
    28 Jun—GOBankingRates
    The Social Security program faces a financing shortfall that, if left unaddressed, would result in a benefit reduction in under a decade. Lawmakers have considered raising the full retirement age, but how would that affect the way you plan, save and prepare for retirement? “A higher Social Security age will put stress on many people’s retirement plans,” Doug Carey, CFA, owner and founder of retirement and financial planning software WealthTrace, wrote in an email. Here’s what that could mean...
  • I’m a Car Expert: 5 Affordable Minivans That Are Better Than SUVs
    30 Jun—GOBankingRates
    Minivans have fallen within the “soccer mom” stereotype, but there are some affordable vans that won’t break your budget. And some may even prefer them over SUVs. “I do not know why minivans have basically died,” Chris Pyle, auto expert at JustAnswer, wrote in an email. “They have good power, good MPG, a lot of room, and good head and leg room. I guess it is a stereotype of a soccer mom. They are very easy to travel in, especially for people who do not move well.” Here are five affordable...

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