JN

Josephine Nesbit

Josephine Nesbit started working for U.S. News and World Report in 2021, covering topics related to personal finance, real estate, retirement, careers and more. Prior to joining the U.S. News team, she regularly contributed to Fox Business, Bankrate, Homelight, Apartment Therapy and GoBankingRates.

Raised in New England, she moved to the midwest to attend The Ohio State University and began her writing career in 2016, focusing on real estate and personal finance. As a small business owner, her aim is to help brands achieve their marketing goals while educating readers on the importance of financial freedom.

https://josienesbit.com/

Covers

Publications

  • US News and World Report
    78 articles
  • GOBankingRates
    61 articles
  • yahoo.com
    1 article
  • Rocket Mortgage
  • USNews.com

Writes Most On

RealEstateFinancialPlanningRetirementHousingMarketHomeImprovementRetirementPlanningFinancialAdvisorPersonalFinanceHomeBuyingSavingsFinancialAdvisorsFinanceRealEstateAgentAutoExpertsRealEstateMarketRetireesBudgetingHomeownershipCarMaintenanceAutomotiveWealthManagementTaxPlanningCostOfLivingHomeMaintenanceShoppingCarBuyingConstructionRealEstateAgentsHomeSellingHomeRenovationMortgagesPropertyManagementSocialSecurityMortgageTaxRefundRealestateadviceBudgetShoppingInvestmentRealEstateInvestingQualityOfLifeMortgageRatesRetailHomeinspectionShoppingtipsMoneyManagementHomeLoansPropertyInvestmentCurbAppealTaxSeniorLiving
  • Most Popular
  • Recent Work
  • Requests
  • Myth-Buster: Is It True Social Security Will Be Gone by the Time You Retire?
    4 May—GOBankingRates
    Talk of Social Security’s trust fund potentially drying up in the 2030s has led many younger Americans to assume the entire program will disappear. But that isn’t the case. The Nationwide Retirement Institute’s 2024 Social Security survey, conducted between April 19 and May 13, 2024, found that nearly 1 in 4 (23%) U.S. adults believe they won’t receive any of the Social Security benefits they’ve earned. This concern is particularly high among Gen Z (41%), millennials (36%) and Gen X...
  • Millions of Americans Got a Social Security Bump in April: 3 Worst Ways To Use the Extra Funds
    30 Apr—GOBankingRates
    Millions of Americans got a Social Security bump thanks to the Social Security Fairness Act, which then-President Joe Biden signed into law in January. Beneficiaries affected by the Windfall Elimination Provision and the Government Pension Offset, which reduced benefits to certain public employees, saw higher monthly benefit amounts and a one-time payment retroactive to January 2024, Fox Business reported. While a bigger check offers a welcome financial boost, how you use those extra funds...
  • —US News and World Report
  • Why Dave Ramsey Thinks Social Security Is a ‘Mess’ — And What You Can Do About It
    25 Apr—GOBankingRates
    With Social Security facing serious challenges, Dave Ramsey is sounding the alarm. In a recent blog post on Ramsey Solutions, the personal finance expert didn’t hold back, calling the system a “mess” and urging Americans to take their retirement planning into their own hands. With growing uncertainty around the program’s long-term stability, many are left wondering what role Social Security will realistically play in their future. Here’s why Ramsey believes Social Security is falling short...
  • Grant Cardone Calls Trump’s Income Tax Plan for Middle Class ‘Brilliant’: 2 Reasons He’s Right (And 5 He’s Wrong)
    25 Apr—GOBankingRates
    Commitment to Our Readers One of President Donald Trump’s tax policy goals is to eliminate federal income taxes for individuals earning under $150,000 per year. Real estate investor and motivational speaker Grant Cardone applauded the plan, calling it “brilliant” and a potential game-changer for the middle class in a post on X. There’s no formal policy yet, but the proposal could save middle-income households an estimated $38,000 per year, according to Cardone. But is it really that...

People Also Viewed