JN

Josephine Nesbit

Josephine Nesbit started working for U.S. News and World Report in 2021, covering topics related to personal finance, real estate, retirement, careers and more. Prior to joining the U.S. News team, she regularly contributed to Fox Business, Bankrate, Homelight, Apartment Therapy and GoBankingRates.

Raised in New England, she moved to the midwest to attend The Ohio State University and began her writing career in 2016, focusing on real estate and personal finance. As a small business owner, her aim is to help brands achieve their marketing goals while educating readers on the importance of financial freedom.

https://josienesbit.com/

Publications

  • US News and World Report
    76 articles
  • GOBankingRates
    50 articles
  • Homes.com
    17 articles
  • Bob Vila
    12 articles
  • Apartment Therapy
    3 articles
  • yahoo.com
    1 article
  • Rocket Mortgage

Writes Most On

RealEstateFinancialPlanningHousingMarketRetirementHomeImprovementHomeBuyingRealEstateAgentRetirementPlanningRealEstateMarketRetireesBudgetingAutoExpertsFinancialAdvisorFinancialAdvisorsSavingsHomeownershipPersonalFinanceCarMaintenanceAutomotiveCostOfLivingHomeMaintenanceRealEstateAgentsMortgagesConstructionHomeRenovationShoppingFinanceHomeSellingCarBuyingPropertyManagementMortgageRatesRealEstateInvestingTaxPlanningQualityOfLifePropertyInvestmentBudgetShoppingHomeinspectionCurbAppealRetailHomeLoansMortgageShoppingtipsRealestateadviceWealthManagementEnergyEfficiencyCarsHomebuyersSeniorLivingHealthCareCPAs
  • 5 Best Japanese Cars for Budget-Conscious Drivers
    1 Mar—GOBankingRates
    Japanese cars have earned a reputation for their reliability, longevity and affordability. Some of the top Japanese car brands are favorites among budget-conscious drivers thanks to their low starting prices, low maintenance costs and gas mileage. For those who are in the market for a new car, here are the best expert-recommended Japanese cars for those on a budget. Honda Civic Starting MSRP: $24,250 “The Civic is one of the most reliable vehicles on the market,” Melanie Musson, auto industry...
  • 6 Car Brands That Are High Quality and Low Cost for Those on a Budget
    19 Feb—GOBankingRates
    Commitment to Our Readers A vehicle is a big investment, and car prices have skyrocketed over recent years. According to a report from Cox Automotive’s Kelley Blue Book, the average transaction price for a new vehicle in January was $48,641 — an average increase of 4.9% per year since 2020. If you’re car shopping on a budget, the good news is that you can still find high-quality brands at a low cost. Here are six car brands that experts say are high quality and low cost for those on a...
  • Your Parents Want To Claim You on Their Taxes — Should You Let Them?
    9 Mar—GOBankingRates
    Claiming dependents is one of the best ways to reduce taxable income. Parents can even claim their adult children if they meet IRS requirements. If your parents want to claim you on their taxes this year, should you let them? Here’s what you should know, according to experts. You Must Meet the Qualifying Child Test Parents can only claim their child if the child meets the IRS qualifying child test. “You can claim a dependent under the age of 19 or up to the age of 24 if [they] are a full-time...
  • Suze Orman Says If She Were Looking To Buy Real Estate, She’d Wait Until This Point in 2025 — Here’s Why
    21 Feb—GOBankingRates
    SplashNews.com / Shutterstock.com Suze Orman, personal finance expert and bestselling author, said you probably shouldn’t rush into homeownership this year. Although housing supply hit its highest level since 2020 in January, demand fell to its lowest level since 2020 as mortgage rates reached an eight-month high, according to Redfin. Most major forecasts expect rates to fall in 2025 — but not by much in the near term, Business Insider reported. If you’re thinking about buying real estate...
  • I’m a Tax Expert: 3 Worst Things I See People Do With Their Tax Refunds
    1 Mar—GOBankingRates
    Andrii Dodonov / Getty Images/iStockphoto Commitment to Our Readers You can put your tax refund toward anything you want — but that doesn’t mean you should. The sudden influx of cash may seem like a reward, but it’s typically a reimbursement for an overpayment of federal or state taxes during the year. That’s extra money that you could have kept in your wallet or put to better use throughout the year. However, many people treat their refund like free money and make choices they later...

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