Winning the lottery would be a huge deal for anyone. After the initial shock, you’ll be faced with a decision — how to receive the funds. You can receive your lottery winnings as a lump-sum cash option or as a stream of annuity payments. Out of the seven largest Powerball and Mega Millions payouts in recent years, 100% of winners who disclosed their payout type chose the lump sum option. Some experts we interviewed for this article consider the lump sum option a mistake. Others think the...