The business of institutional consulting can be esoteric and arcane, but there is one simple reason for investors of all stripes to care about it. “It’s forecasting the future of what’s going to be out there for the individual,” says Joe Montgomery of Wells Fargo Advisors. Montgomery is referring specifically to the investing vehicles available to individual investors, and he is in a prime position to make such an observation. As the lead advisor in the Optimal Service Group, which holds the...