If you don't "click it" and wear your seatbelt while driving, you can not only get a ticket, but you could impact your insurance settlement in an accident. If you or your passengers suffer injuries in the crash, an insurance company likely won’t deny your claim, but it may argue that failure to wear a seatbelt compounded the damages. Reduced compensation can leave you with hefty expenses that you must pay out of pocket. Key Takeaways Insurance companies probably won’t deny a claim outright if...