As if high mortgage rates and low housing inventory aren’t enough, there’s another factor making homeownership more expensive and complicated in some parts of the U.S. — securing and maintaining home insurance. Many homeowners are struggling to find affordable coverage as insurance companies triple rates, drop customers or leave certain states altogether. While all eyes are on states where this crisis is causing the most havoc — Florida and California, where insurance costs are soaring due to...

Employees are taking fewer vacations. Since 1980, the rate of employees taking vacations has decreased by nearly half. When they take time off, it tends to be shorter, often less than a week. More than half of Americans don’t use all their vacation time. Working without adequate time off can lead to burnout and decreased productivity, damaging mental and physical health. Organizations benefit when employees take time off. A well-rested employee generally is efficient, has fewer unplanned...

Student debt may decrease suddenly and in a surprising manner. The Biden Administration is expanding a student loan repayment program in a manner that will widely forgive student loans; because this change did not re quire congressional approval, it may go unnoticed by many employers. Employer benefits packages could suffer. With a decrease in student loan payments, companies may possibly see decreased demand from employees for retirement plans that offer matches on student loan debt...

Every time you take your young child into the community, whether at the grocery store, pharmacy, or even for a walk around the neighborhood, their safety is your number one priority. Babies require so much - car seats, strollers, bottles, blankets, and more. Between feedings and fussing, as the mom to a young child, you're the perfect target for someone who wants to harm others. That's why keeping safety top of mind is crucial. We spoke to two professionals in the security and survival...

A level of nervous energy when dating is typical. Panic, trembling, shortness of breath, difficulty thinking, nausea and having a panic attack isn’t. However, it’s the reality for many people who have anxiety. Depending on the degree of anxiety, it can feel debilitating and keep them from dating. The good news is, there are things you can do to help ease the symptoms of dating anxiety. It starts with knowing what it is, trying strategies to improve it, and maybe speaking to a mental health...