Home News and Studies 5 Financial Moves to Make the Year Before You Retire The year before retiring presents an opportunity to re-assess and optimize your plan. Here’s what to look at and refine as your career winds down. Updated May 31, 2025 Retirement is one of the biggest transitions in your life. Even if you’ve planned for decades, the final year before it begins is a critical window to make sure everything’s aligned for your exit from the workforce. Tasks like reviewing your portfolio or...

Home Retirement Debt in Retirement? What to Consider Debt can prevent you from enjoying the retirement you’ve worked for. Learn how to overcome it and what a financial advisor can do to help. Debt when you retire, while not ideal, is a common reality many Americans face. High-interest credit card balances, car loans, or medical bills can add financial stress and prevent you from living your desired lifestyle. While it may feel like an uphill climb, there are strategies you can take to manage...

The sequence-of-returns risk can impact your early years of retirement as you draw income. Discover how it works and what you can do to plan for it. Picture this: after years of hard work and diligent saving, you’re finally ready to retire. But just as you begin withdrawing income from your portfolio, the market takes a sudden downturn. This unfortunate timing, known as sequence-of-returns risk, can have a significant impact on your financial future. In this article, we’ll break down how...

Home Investing Thematic Investing: Definition and Basics Thematic investing involves putting money toward ideas that are shaping the market economically or technologically. We break down how it works and the pros and cons. As an investor, you might find yourself drawn to causes or trends that align with your values or shape the future. Thematic investing lets you target emerging technologies, demographics, or sectors that reflect those interests while positioning your portfolio to benefit...

Home Financial Advisors How Financial Advisors Help During Market Downturns Periods of market uncertainty can leave you feeling aimless. Learn how a financial advisor can offer crucial guidance and emotional support. When markets turn for the worse, it’s natural to feel anxious or uncertain about your finances. Whether you’re nearing retirement, actively investing, or living within a tight budget, seeing economic turmoil can leave even seasoned investors feeling aimless. During a tumultuous...