
Tim Lucas
With 11 years of mortgage industry experience and another 12 years in mortgage media, I cover all things mortgage and real estate for MortgageResearch.com, Refi.com, and others. Formerly I was the senior editor at TheMortgageReports.com, MyMortgageInsider.com, and Home.com. I also can serve as an expert on anything mortgage related, specializing in first-time homebuyer advice.
Publications
- Mortgage Research Center2 articles
- Mortgage Research Center
- Three Creeks Media
Writes Most On
- Top 100 Cities For Black Homebuyers10 Oct 2024—Mortgage Research CenterAt a Glance Nationwide, Black homebuyers are twice as likely to be denied a mortgage than their white counterparts. Additionally, Black people make up 13.7% of the U.S. population but account for only 8% of completed home purchases. However, some cities are making progress toward reducing these disparities. —- According to a Mortgage Research Center analysis, Black homebuyers experience a mortgage denial rate of 26.6%, double that of white buyers' 13.3% denial rate. This is compounding the...
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