Andrea Woroch | Source | Consumer & Money Saving Expert at Andrea Woroch I Money Saving Expert
Andrea Woroch
Nationally-recognized money-saving expert, writer and frequent on-air contributor who has been featured on Today, Good Morning America, Forbes, Consumer Reports and more.
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Andrea Woroch I Money Saving Expert
Consumer & Money Saving Expert -
One Take media coaching (https://www.onetakemedia.biz/)
Co-Founder & Media Coach
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VeryWell Mind, "Why Doom Spending Isn't the Stress Relief You Think You Need"
Andrea discusses how doom spending is not the best reaction to the stresses of life and how to manage this bad buying behavior.
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Kiplinger Personal Finance, "Six Ways to Pay Off High-Interest Debt (and Still Save for the Future)"
Andrea offers practical advice to help consumers get out of debt and reach your goals sooner.
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FOX Houston, "How to Recession-Proof Your Finances"
Andrea shares her 7 step plan to prepare for a possible recession or job loss when your budget is already tight.
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Pay More Than Minimum: Expert Tips to Slash Credit Card Debt
Andrea advises paying more than the minimum on credit card bills to avoid high interest fees. She suggests methods like the Avalanche and Snowball strategies, negotiating interest rates, and using balance transfer cards. Building an emergency fund and earning cash back on purchases can also aid in faster debt repayment. -
Expert Tips: Prioritize High-Interest Debt for Financial Freedom
Andrea advises focusing on high-interest debts first, using the Avalanche or Snowball methods. She suggests, "Negotiate credit card rates, use balance transfer cards, and defer student loans." Building an emergency fund and adopting frugal habits are crucial. Consider side hustles to boost income and tackle debt faster. For more, visit andreaworoch.com. -
Recession-Proof Your Grocery Budget with Expert Tips
Andrea suggests "meal planning to reduce waste," buying in bulk selectively, and using cash-back credit cards. She also recommends turning receipts into gift cards with apps like FETCH, cooking in bulk, and shopping online to avoid impulse buys. Additionally, take advantage of fuel reward programs to stretch your budget further.
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Chances are you may be wasting money without realizing it. What’s more, analyzing what you are spending money on can also help you identify the things you really don’t need –whether it’s because they don’t serve your goals or don’t bring you happiness. A little finessing with your budget can go a long way in creating a rich life on less.
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A budget allows you to enjoy the things you value, because it helps you avoid spending on unnecessary purchases or things that don't matter.
