Andrea Woroch | Source | Consumer & Money Saving Expert at Andrea Woroch I Money Saving Expert
Andrea Woroch
Nationally-recognized money-saving expert, writer and frequent on-air contributor who has been featured on Today, Good Morning America, Forbes, Consumer Reports and more.
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Andrea Woroch I Money Saving Expert
Consumer & Money Saving Expert -
One Take media coaching (https://www.onetakemedia.biz/)
Co-Founder & Media Coach
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CNBC.com, "Americans can’t stop ‘spaving’ — here’s how to avoid this financial trap"
Andrea explains what "spaving" is and how it can wreak havoc on your financial life.
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USA Today, "10 Ways to Save Money"
Andrea shares a few of her top strategies to save money and cut grocery costs.
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BankRate.com, "How to recover after big holiday spending"
This article details Andrea's tips for overcoming debt and overspending during the holidays.
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Avoid Costly Mistakes: Choose the Right Savings Account
Andrea warns against sticking with your checking bank for savings and not comparing interest rates. She advises opting for high yield accounts like Bread Savings with 4.4% APY. "Review minimum deposits," she says, and ensure easy access to funds. Avoid missing out on potential earnings by making informed choices. -
Call Your Credit Card Issuer: Save Money and Protect Your Credit
Andrea advises calling your credit card issuer directly to negotiate fees. "Highlight your account history and loyalty." For missed payments, offer a valid explanation to waive fees. A LendingTree study shows 76% success in reducing interest rates by asking. If initial attempts fail, request a supervisor. Always remain courteous. -
Tips to Reduce Amazon Dependency and Save Money
Andrea suggests comparing prices at Target and Walmart, deleting the Amazon app, and removing stored payment info to curb impulse buys. For savings, use cash-back cards, shop Amazon Renewed for discounts, and clip coupons for instant savings. These steps can help you spend less and find competitive alternatives.
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Chances are you may be wasting money without realizing it. What’s more, analyzing what you are spending money on can also help you identify the things you really don’t need –whether it’s because they don’t serve your goals or don’t bring you happiness. A little finessing with your budget can go a long way in creating a rich life on less.
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A budget allows you to enjoy the things you value, because it helps you avoid spending on unnecessary purchases or things that don't matter.
