Angela Elbert

Chair of the Firm's Insurance Policyholder Practice Group at Neal Gerber Eisenberg
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  • The origin of exclusions will also be examined. ISO has a circular which explains the drafting history of that exclusion and why it came about. If you look at the reason it came about is because the insurance industry recognized back in 2006 that their policies covered viruses, a tacit admission or at least an acknowledgement that physical loss or damage would be caused by a virus. I think it’s really important to show that the insurance companies acknowledged in 2006 that a virus could constitute physical loss or damage to property, and as a result of that they need to exclude it from an all risk policy that would cover everything that wasn’t specifically excluded.

    29 September 2020
Employment
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  • Neal Gerber Eisenberg
    Chair of the Firm's Insurance Policyholder Practice Group