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Dr. Annie Cole, EdD

Founder & Financial Coach at Money Essentials for Women and 2 other companies
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Dr. Annie Cole, Ed.D., is a former startup Vice President turned entrepreneur, consultant, and founder of Money Essentials for Women: An all-in-one online financial resource center that provides coaching, books, online courses, and other resources. Annie’s work has been featured in over 44 media articles (Business Insider, The Skimm, CNN) and 30+ podcasts (Career Contessa, Empower HER Money).

In her 20s, Annie was a burnt-out social worker struggling on a $26,000 salary. By her 30s, she had climbed the ladder to a Vice President role, invested over $380k, owned $1 million in real estate, and cut 20 years off her retirement date. She helps individuals and organizations make the most of the money opportunities available to them, from growing and launching businesses to personal financial planning, career development, investing, debt payoff, marketing/sales strategy, side hustles, and more.

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  • Mid-Life Career Change: Financial Tips for a Smooth Transition
    Dr. Cole suggests evaluating long-term earning potential, even if it means a short-term pay cut or further education. She advises creating a new budget to meet immediate needs by auditing and adjusting spending to align with a lower income.
  • AI Tools Revolutionize Side Hustle Strategies for Women Entrepreneurs
    Dr. Annie uses ChatGPT to empower female entrepreneurs, offering strategies for side hustles. She advises crafting precise prompts for AI, ensuring accuracy by fact-checking, and refining AI-generated content. Dr. Annie emphasizes AI's role in idea generation and marketing, while cautioning against using AI for sensitive financial tasks. Her approach helps women create profitable ventures in growing markets.
  • Empowering Women: Key Financial Moves for 2025
    Dr. Cole emphasizes self-advocacy, confidence, and education as crucial financial moves for women in 2025. She advises women to ask for deserved pay, seek financial guidance, and educate themselves on budgeting, investing, and credit. By mastering these areas, women can overcome unique challenges and achieve financial stability, becoming "financial goddesses."
Recent Quotes
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  • If I could go back in time and talk to my younger self, I’d give her a few tips on how to start planning for early retirement right from her first job. I remember getting my first job in high school as a restaurant host, cleaning tables and working alongside my best friend, making less than $10 an hour. Back then, no one was telling me to invest for my future, let alone teaching me how to plan for early retirement. In fact, most of my earnings went right back into the restaurant for a nightly $20 pizza and lemonade.

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