April Lewis-Parks | Source | Communications/Public Relations Director at Consolidated Credit
April Lewis-Parks
Personal Finance. Debt Management. Credit Cards.
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Consolidated Credit
Communications/Public Relations Director
started Aug 1998
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NBC 6 Responds Medical Debt Rescue: Fighting High Bills
“Most people believe that the bill is what they owe,” said Michael Walrath, a Miami attorney who helps patients fight exorbitant medical bills. He offers advice for fighting high medical bills so you don't...
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Holiday Brings Spending Stress For Most Americans, Survey Reveals | Bankrate
Visions of overspending are weighing on the holiday cheer this year, nationwide poll finds.
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Student Credit Cards: Building Credit with Caution
April explains, “Student cards solve the problem of building credit history.” However, they come with higher interest rates and lower limits. Mismanagement can lead to a poor credit score, making responsible use crucial. “The only thing worse than no credit history is starting off with a terrible history,” she warns. -
Debt Consolidation: A Smart Move for Credit Card Debt Relief
April advises that debt consolidation is ideal for those with high credit card interest rates, offering potential savings of up to 50% on payments. While the process requires effort, it’s simpler than taxes. A Debt Management Program (DMP) is often the best choice, reducing interest rates and avoiding credit score damage, with guidance from certified credit counselors. -
Debt Management Programs: The Unsung Hero of 2025 Debt Relief
April highlights the effectiveness of Debt Management Programs (DMPs) in reducing credit card debt by up to 50% and lowering interest rates to 10% or less. She warns of potential scams, advising consumers to verify company credentials. Despite skepticism, DMPs have successfully aided millions, offering a streamlined solution with a single monthly payment to a nonprofit agency.
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Between Instagram and Pinterest, and some of these other sites too, people get caught up in wanting to have these picture-perfect gifts and holiday moments, and they overspend because they think all of their friends are doing a certain level of holiday shopping and decorating and they want to match it.
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Medical Debt does not impact your credit score the way other debts do. Within 6 months of on-time payments, your credit score should increase. If you stay on that path, it should get better again to the way it used to be.
