Barry H. Spencer is the author of The Secret of Wealth With No Regrets and a contributor to three other books. He is a financial educator, industry thought leader and philanthropic and retirement income planning specialist. Spencer has appeared in publications such as Forbes, Kiplinger, and Worth, and TV affiliates of ABC, CBS and NBC. He’s been interviewed by an original “shark,” Kevin Harrington, on the Emmy-winning Shark Tank, and by James Malinchak, who was featured on ABC-TV’s hit show Secret Millionaire.