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Ben Komenkul

Founder Luxury Travel & Credit Card Expert at Ben's Big Deal, LLC
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Ben Komenkul is a travel expert, hotel award loyalty pro, foodie, credit card nerd, and founder of Ben’s Big Deal. He teaches business travelers and everyday flyers how to unlock luxury travel perks using points, miles, and smart strategy—with a special passion for Thailand and all things spicy.

Ben is deeply connected in the travel world. If he doesn’t have the answer, he knows the expert who does. Through viral content, sold-out masterclasses, and speaking at top conferences, he shows audiences how to fly better, stay smarter, and travel like a VIP—without paying full price.

Ben is also highly experienced in the insurance space, often speaking on auto, life, and travel insurance—especially claims and claims technology. Well-connected across both industries, if Ben doesn’t have the answer, he knows exactly who does. From conference stages to live TV, he delivers expert insights with clarity, energy, and a smile.

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  • Choosing the Right Travel Credit Card: Expert Tips from Ben Komenkul
    Ben advises considering travel destinations, spending habits, and redemption goals. For domestic travel, cards like Southwest or American Airlines are ideal. Evaluate welcome bonuses and point values, as not all are equal. Ben says, "Understand card tiers: no annual fee, mid-tier, and top-tier, to match your needs and maximize benefits."
  • Maximize Credit Card Sign-Up Bonuses Without Debt
    Ben advises understanding the type of points needed for your travel style and the spending requirements. He emphasizes reviewing offer terms, especially the 90-day spend period. To avoid debt, align card applications with planned expenses like taxes or medical bills. Sign-up bonuses can significantly boost points, offering rewards like flights or hotel stays, making them highly valuable.
  • Tech-Savvy Tips to Slash Car Insurance Costs for Young Drivers
    Ben suggests using telematics, like Progressive's Snapshot, to save up to 30% by tracking safe driving habits. Omnidya's vision-based insurance offers further savings with AI-powered dashcams. "Staying on a family policy can cut premiums by 40-50%," he notes, while dropping unnecessary coverage on older cars can save $300-600 annually.