Carmen is a highly-analytical former finance analyst turned software engineer. Her background in the finance industry has provided her with the experience to manage projects and work across various functions within the same organization.
I like to say a budget doesn't have to be super restrictive. It's just a good plan, a financial plan in the sense of a very rudimentary first-level plan for your money. And as long as you understand what money is coming in and what money is going out the door, then you can make better decisions around trying to plan for your goals.