Charles Krawitz | Source | Vice President of Commercial Lending at Alliant Credit Union

There is the feeling that there’s ample capital that has been relegated to the sidelines of the business because the GSEs have been so dominant. Don’t get me wrong, they played a crucial role to create liquidity in the marketplace during the Great Recession. But in a healthy environment, in a more normalized environment, there are ample lenders hungry to step in to meet market demands.