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Chris Gleason

Founder + CEO at Simplicite Tax Loans and 1 other company
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I'm a serial entrepreneur that's been in real estate, lending, and investment for over 20 years. I founded and built RAM Financial Group, a private fund manager specializing in niche real estate debt strategies.
The company raises capital from and invests on behalf of family offices and ultra-high net worth individuals. It has also formed strategic partnerships with several national banks.

Altogether, RAM has deployed well over $1b of investment capital into at least 12 different states over the past 6 years. In 2020 I launched Simplicite ("Simplicity") Tax Loans, a Texas-based B2C subsidiary of RAM that directly assists land owners with property tax financing.

I graduated from the University of Southern California Greif Center for Entrepreneurial Studies and have an MBA in Financial Planning from California Lutheran University.
I've held real estate broker, mortgage lender, mortgage broker, consumer collection and property tax lender licenses in multiple states across the country.
I operate in the world of high finance, but I also have vast knowledge of and exposure to the everyday financial complexities faced in everyday life.

Included in the range of topics that I can speak to are:
Property Taxation, Fund Management, Personal Finance, Homebuying, Real Estate (generally), Remote Teams or Work, Small Business, Real Estate Investment, Investing, Alternative Assets, Capital Raising, IRAs, Mortgages, Banking, Lending, and Other Debt.

In addition to professional topics that I can speak to, I often write about the more personal topics of anxiety, loss, loneliness and grief.

Employment
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  • Unveiling Property Tax Secrets: Misconceptions and Money-Saving Tips
    Chris reveals that "property tax assessments often don't reflect true market value" and are slow to adjust in declining markets. Homeowners can protest overassessments but must adhere to strict deadlines. Factors like changing tax rates and errors can increase bills. Lesser-known tips include deferring taxes for seniors and using agricultural exemptions for savings. Explore these strategies to potentially lower your property tax burden.
  • Understanding the Prime Rate: Insights from Simplicite Tax Loans CEO
    Chris says, "The prime rate is a benchmark for lending rates, influenced by the Federal Funds rate. It impacts unsecured consumer loans like credit cards, home equity lines of credit, personal loans, and car loans."
Recent Quotes
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  • Currently, we're seeing a 15 - 20% annual increase in the volume of property taxes that are going unpaid. To us, that's a significant sign that property owners are struggling to keep up with the cost of real estate ownership.

  • "The trickiest thing about property tax expense is that it's almost impossible to quantify with a broad brush," Gleason says. "Property taxes are assessed and calculated differently almost everywhere."

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