Courtney Alev | Source | Consumer financial advocate at Credit Karma

Courtney emphasizes the importance of acknowledging those who help us year-round. She advises setting a budget and considering non-monetary gestures like handwritten notes or offering personal skills. With many Americans facing financial challenges, Courtney suggests focusing on meaningful expressions of gratitude rather than exact dollar amounts.

Courtney explains, “Money dysmorphia is when someone’s distorted view of their finances leads to poor choices.” She advises taking an honest look at your finances, setting clear goals, and making a plan. Start by auditing your budget to find savings opportunities and schedule automatic payments to build savings incrementally.