Craig Borysowich | Source | Principal Architect at Payments Canada

Across industries, the recent growth of the API economy bears hallmarks of ‘creative destruction’. In retail, advertising, telecoms, leisure and hospitality, age-old operating models have been broken, services reinvented, market scope rapidly widened, and incumbent businesses challenged with new competitive pressures.

Craig Borysowich has over 30 years of Technology Consulting experience with both public and private sector clients, including ten years in Project Leadership roles. Craig has an extensive background in working with large scale, high-profile systems integration and development projects that span throughout a customers organization. He has actively participated in designing robust solutions that bring together multiple platforms from Intel to Unix to Mainframe technologies with the Internet. Craig has been a technical and project leader to co-ordinate the delivery of projects by teams ranging in size from 10-75 Technologists, Business Analysts and Systems Engineers.Craig also does a wide variety of public speaking engagements on various technology topics. He is also leveraging his international experience to work with Canadian technology start-ups in developing business and product plans that will raise venture capital and also building global sales channels and partners.

At its simplest, a payment is the exchange of money between two entities.  Something that we have been trying to for centuries.  But, the process has built up layers and layers of complexity due to a wide range of contributing factors – mostly incurred throughout the past 3 centuries.  The advent of technology and computers has not brought much...