Curtis Howse | Source | EVP, CEO, Home & Auto at Synchrony
Curtis Howse
Curtis leads the Home & Auto business platform at Synchrony, where he is responsible for the origination and management of a portfolio of consumer loans across numerous industries, including auto, furniture, home, Powersports, and others through private label credit cards and promotional financing. Curtis is focused on digital innovation and transforming the customer experience to deliver a seamless transaction process for merchants and consumers.
Curtis has more than 25 years of experience in consumer finance. Prior to this role, Curtis was EVP and Head of Direct-to-Consumer where he was responsible for the expansion of the company’s direct-to-consumer banking and products strategy. In this role, Curtis drove growth and digital innovation for Synchrony Bank, a $63B+ consumer bank platform offering an array of deposit and savings solutions, as well as the Synchrony Mastercard.
Curtis is an executive sponsor of Synchrony’s African American Diversity Network, one of eight Synchrony diversity networks which promote diversity and inclusion throughout the company. He also serves on the Business Advisory Board of the College of Business at Dillard University and is a member of the Executive Leadership Council.
-
Synchrony (https://www.synchrony.com)
EVP, CEO, Home & Auto
-
Consumer credit services gain sophistication with new technology, programs - Furniture Today
While credit is getting tighter, the process of securing it has become easier for most customers. That’s the assessment of several consumer credit specialists ...
Article -
Synchrony completes acquisition of Ally Lending
IBS Intelligence (IBSi) is the world’s only pure-play Financial Technology focused research, advisory, and fintech news analysis firm, with a 30-year track record and clients globally. We take pride in covering 400+ technology vendors globally – the largest by any analyst firm in this space.
Article -
Leadership Roots - Executive Roundtable: Q4 2023
Leadership Roots: How Childhood Shapes CEOs My family was filled with idealists and activists who got involved in social as well as environmental issues. I remember them telling me no matter how far you are from a goal, you just have to start. And I remember my mother teaching me never to give up - we went on hundreds of mountain hikes together in Norway and we kept going until we reached the top. I’ve always had the feeling that everything in business is a marathon and we can’t stop until we reach the goal
Article
-
Expert Tips on Managing Kitchen Remodel Costs
Curtis highlights unexpected costs like structural issues and labor overruns. He advises setting a realistic budget by allocating 20% for unforeseen expenses. Financing options include Synchrony's Home Design credit card with lines up to $50,000 and installment loans for manageable payments.
-
Curtis Howse, executive vice president and CEO at Synchrony, agreed that choice and flexibility are critical components to any consumer financing program, but he favors the “single provider” approach.
“Retailers that offer a range of options, such as credit cards, promotional financing or installment loans, are able to cater to diverse customer needs and preferences,” he elaborated. “By partnering with a single credit provider who provides each of these options, retailers can tap into various customer segments, working seamlessly with a single team.”
-
“This platform speeds the learning process and equips users with the skills necessary to succeed in today’s competitive market while at the same time simplifying their access to Synchrony’s financing options,” Curtis Howse, executive vice president and CEO of Synchrony Home and Auto, said in the release.
-
“Our extended partnership with Rheem, integrating Synchrony’s innovative tools, data analytics, and strategic marketing support, simplifies consumer financing, encouraging greater engagement and loyalty,” said Curtis Howse, Executive Vice President & CEO, Home & Auto at Synchrony. "We look forward to supporting Rheem with the growth of their business and continuing this successful relationship.”
