Dale Baker | Source | President of Home Lending at KeyBank
Dale Baker
At KeyBank, we continue to build a fantastic Home Lending team centered around our clients. To learn more about our growth story, feel free to contact me directly.
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KeyBank
President of Home Lending
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Retiring? You may want to make a homeownership plan first.
Some retirees may plan to sell their current home and pay cash for their next property, but experts suggest looking carefully into the pros and cons of that plan.
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The future of home ownership is Latino
Amid the recent real estate bull market, one fact has been often overlooked: More than half of home ownership growth over the past decade has come from the Latino population.
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Tips for home buyers: How to offset rising mortgage rates
While mortgage rates are still extremely low by historical standards, rising rates do have an impact on buyers, particularly first-time buyers and others in high-cost housing markets who face affordability challenges.
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“With rates so low, buyers with cash flexibility have the option to invest their money elsewhere if that investment could return more money than the interest on a mortgage. It’s also worth factoring in the potential tax breaks involved if you do obtain a mortgage, rather than paying outright for a home. Most lenders have experienced advisers who can crunch the numbers on this scenario to see if it can save home buyers money.”
