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Daniel Garzella | Source | CEO at Avalon Risk Management

DG

Daniel Garzella

CEO at Avalon Risk Management and 1 other company
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Dan Garzella is a seasoned entrepreneur and mentor who built a successful career as both a business leader and a father. Recognized as one of America’s top commercial insurance agents for five consecutive years, he founded The Garzella Group in 2014 and grew it into a thriving independent brokerage. His approach is rooted in three guiding principles: faith and patience, never giving up, and believing in others—values shaped by his father and the book How to Master the Art of Selling by Tom Hopkins.

Beyond business, Dan takes pride in mentoring his staff and fostering a culture of perseverance, authenticity, transparency, accountability, and loyalty. He also applies these lessons at home, teaching his young son, Rocco, the importance of strength and happiness. More than a leader, Dan is dedicated to helping others thrive.

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  • Understanding Commercial Property Insurance: Essential Insights for Business Owners
    Daniel explains that commercial property insurance covers unexpected events like fire or theft, protecting buildings, equipment, and income. He highlights misconceptions, such as the difference between replacement and depreciated value. Daniel emphasizes, "Commercial property insurance protects everything you’ve built from being wiped out overnight," urging owners to understand policy details for comprehensive protection.
  • Inflation Alert: Navigating Rising Business Insurance Premiums
    Daniel advises businesses to "understand cost changes," update valuations, and document improvements. He stresses reviewing policy details and checking inflation protection. For renewals, "reassess limits," compare terms, and align policies with changes. Treat renewals as strategic reviews, not checkboxes.
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