David Hall, former executive and popular on-air spokesman for Rock Financial, started in the mortgage business in 1996 and his passion for the business and his clients has never been stronger. After working for others over a 20 plus year period, David (NMLS #381502) started Hall Financial (NMLS #1467435) in early 2016, founded on a common mission: to be the most client focused mortgage company in the industry’s history.
The company flourished quickly, building a following of satisfied homeowners and home buyers in its wake. Within nine short months, Hall Financial built a trusted and recognizable name in the industry.
Hall Financial’s core mission is to be the most client focused mortgage and refinance company in the industry’s history and to stop the trend of treating homeowners and home buyers as transactions and instead, welcome them as family.
Shifting economic tides in the mortgage market has lenders looking at buyers in new and approving ways.
At 9 am, David Hall with Hall Financial talks to Art about how rising prices and rate hikes affect home buyers.
Last month, when Federal Reserve Chair Jerome Powell spoke at an economic conference in Jackson Hole, Wyoming, he issued a blunt warning: The Fed’s drive to curb inflation by aggressively raising i…
The Michigan housing market is finally flipping to a buyer’s market. This shift gives buyers much more purchasing power than they have had in the past few years, allowing them to negotiate costs and take the time to make a better decision.
While the overall criteria haven't changed, the ability to get approved has become somewhat easier in recent years. In 2021, if you had a medium-range credit score or coming to the table with a low-down payment you may have been approved for a mortgage, but you likely wouldn't get an offer accepted.