David Shipper is a Strategic Advisor in the Retail Banking & Payments practice at Datos Insights. His focus is on debit and credit cards. Based in Scottsdale, Arizona, David brings to Datos Insights more than 15 years of experience leading card and payment strategies for financial institutions in the U.S.
Prior to joining Datos Insights, David managed the debit card and mobile wallet initiatives at Bank of the West, where he led a variety of projects to improve the customer experience and card production timelines, reduce fraud write-offs, and increase overall debit card program profitability. Before that, David was Payments Strategy Manager for Landmark Bank in Columbia, Missouri, where he managed payment products and launched the bank’s first in-house consumer and commercial credit card business. He has also managed debit card and payroll card products for Regions Bank as well as consumer-direct loan products and retail marketing initiatives for BBVA. Additionally, David has been an active member of multiple payment industry advisory groups, including the ABA Payment System Administrative Committee (PSAC), the FIS Retail Payments Card Advisory Council, and the Federal Reserve Faster Payments Task Force.
David has been quoted in various media outlets, including The New York Times, Time.com, The Paypers, BAI, American Banker, and Digital Transactions. He holds a degree in marketing and an MBA in Finance from Auburn University at Montgomery.
By enabling consumers to link multiple payment options together, the card network can counter similar moves by rival Visa and fintechs such as Curve.
Galileo Financial Technologies LLC announced early Thursday the launch of a co-branded debit rewards
When’s the last time you went into a bank branch? Maybe it’s time to consider those friendly sounding financial start-ups.
If you don't want a permanent card or if you want to support a specific purpose, a virtual card can make that happen faster and it can save the costs involved with a physical card. It's good timing for virtual cards, there are a lot of use cases that are on the rise and others will come up.
A recent survey by LendingTree showed that an estimated 27% of Americans are likely to apply for store credit cards this holiday season alone, indicating the widespread appeal of co-branded card offerings. This trend underscores the opportunity for merchant brands to be the face of customer relationships by integrating financial services via embedded finance, offering innovative and personalized credit solutions.
Marqeta’s 2023 State of Credit report provides in depth insights into changing consumer credit habits and acts as a roadmap to help financial services companies build, grow, and sustain consumer financial relationships. And what is most surprising is the apparent opportunity it reveals for merchant brands to become the face of these relationships by offering products, such as credit cards and BNPL, via embedded finance.