Deborah Johnson Miranda | Source | Bee Money Coaching
Deborah Johnson Miranda
Deborah Johnson Miranda is a Latina money coach with ADHD who didn’t take her finances seriously until she faced bankruptcy and the possibility of foreclosure. She knows firsthand the challenges of overcoming financial trauma and the effect your physical and mental health have on finances. Now she guides people into believing in themselves and that it’s never too late to start saving for the future to ensure long-term financial success. She's been featured in The New York Times, Yahoo! Finance, GOBankingRates, Sound Dollar, Parents, Credit Karma and NextAdvisor Deborah is a member of AFCPE®.
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Gen X Investors: 4 Financial Policies We Want If Harris Wins the Election
If Vice President Kamala Harris wins the election, Gen X wants to see action. Specifically, many members are hoping she can help improve their financial situation. They might be nicknamed the...
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They Were Ashamed About Their Debt. Bankruptcy Gave Them A Second Chance
Business feature on bankruptcy in The New York Times November 2024
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Retirement Expert Challenges Dave Ramsey's Social Security Views
Deborah argues against Ramsey's claim, stating, "Social Security has never missed a payment in its 80+ years." She emphasizes it's an earned benefit, not a handout. While advocating for Social Security, she advises clients to open a Roth IRA and save independently, acknowledging potential future funding issues. "Plan now," she urges, to ensure financial security regardless of Social Security's future. -
Financial Secrets: The Hidden Impact on Americans' Goals and Health
Deborah explains that shame and societal taboos drive financial secrecy, impacting financial goals and overall health. She highlights that secrecy can lead to income disparities and affect retirement plans. The stigma around debt and financial literacy further complicates this issue. As economic instability grows, so does judgment, leading to increased secrecy in financial behaviors. -
Choosing the Right Financial Advisor to Break the Paycheck-to-Paycheck Cycle
Deborah explains that "money coaches, Certified Financial Planners, and registered financial advisors" can help end the paycheck-to-paycheck cycle. Money coaches are ideal for beginners, offering guidance on budgeting and saving. As financial situations grow complex, a licensed financial advisor may be necessary. Wealth isn't a prerequisite, but some advisors require minimum investable assets.
