Deep Varma | Source | Chief Technology Officer at Alkami

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Deep Varma

Chief Technology Officer at Alkami
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Deep Varma comes to Alkami with over 20 years of Silicon Valley experience building scalable and reliable distributed systems with underlying platform capabilities to serve high-performing traffic. He also brings deep expertise in artificial intelligence, big data, and building world-class engineering teams.

A proven technology leader, Varma has a track record of setting and executing the innovation agenda for market-leading software-as-a-service (SaaS) companies and scaling their infrastructure for growth and resiliency. As the former CTO of Varo Bank, his organization built the technology infrastructure for one of the nation’s fastest-growing neobanks, including the digital banking platform, data architecture, and fraud prevention systems. Before Varo, Varma was part of the Zillow Group Technology leadership team, where he led all engineering functions across the Trulia business by successfully migrating to the cloud and consolidating datasets to present a unified view of consumer home information, including search and personalization. Varma has also held leadership roles at Yahoo!, ABB and IBM.

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  • AI's Role in Fintech: A 2025 Vision
    Deep predicts that by 2025, AI will further define its role in financial services, enhancing data insights, customer service, security, fraud protection, and marketing. He states, "AI is proving to be a catalyst for uncovering new business opportunities," with optimism growing around its future in banking and digital solutions.
  • Fintech for Good: Empowering Communities and Driving Social Impact
    Deep emphasizes fintechs' responsibility to drive economic accessibility and inclusion. He highlights the importance of balancing profit with purpose, overcoming accessibility gaps, and ensuring data security. Deep identifies personal finance management, wealthtech, and alternative lending as key sub-sectors impacting financial well-being by 2025. By prioritizing social impact, fintechs can build trust, differentiate themselves, and foster lasting customer loyalty.
  • Fintech 2024: Open Banking Milestone and AI's Future Role
    Deep highlights the 2024 passage of the CFPB’s Personal Financial Data Rights Final Rule, emphasizing open banking's value. For 2025, he predicts AI will further define its role in financial services, unlocking new business opportunities. "AI is proving to be a catalyst," Deep notes, aligning with account holders' interests.
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