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Elizabeth Ayoola

Personal Finance Expert at NerdWallet
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Elizabeth Ayoola is a NerdWallet personal finance writer and small business owner. She graduated from King's College London with a master's in environment, politics and globalization, and she has over 10 years of writing experience. Her journey to finance writing started with a goal to learn as much as she could about how to attain financial freedom and share information with others about how to do it, too. This led her to Debt.com, where she covered topics relating to mortgages, debt and credit. Her articles have appeared on platforms like The Associated Press, The Washington Post, Essence, The Knot, MSN, Parents.com, Yahoo and PopSugar.

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  • Capital One Outage: Expert Advice on Navigating Banking Disruptions
    Elizabeth advises that while bank outages like Capital One's aren't daily events, they are possible. She suggests maintaining multiple bank accounts for emergencies. To regain trust, Capital One should communicate openly about preventive measures and acknowledge the financial impact on customers.
  • Intuitive Spending vs. Budgeting: Finding Your Financial Path
    Elizabeth suggests traditional budgeting may fail those with non-traditional money values. She emphasizes aligning budgeting systems with personal values. While intuitive spending offers flexibility, it still requires awareness of income and expenses. Elizabeth advises simplicity in money management and encourages experimenting with different systems to find the best fit for financial stability.
  • Beware of Zelle Scams: Expert Tips to Stay Safe
    Elizabeth warns of Zelle scams like "account takeovers" and impersonations. To avoid them, she advises updating passwords and verifying requests. If scammed, report to Zelle support immediately. While recovery is tough, unauthorized transactions may be refunded. Stay alert, especially during the holidays.
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