It's also good policy before you retire to give your income stream a test drive. Try living off your projected income for several months to see how it feels.
Take those dollars you save and put them into your retirement savings.
Many investors might incorrectly perceive hedge funds to be a risky investment to a portfolio. While some hedge funds do opt to swing for the fences, a good number are designed to be non-correlated to other financial instruments and also limit volatility within their portfolio and inside a diversified portfolio.