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Erika Kullberg | Source | Founder at Erika.com

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Erika Kullberg

Founder at Erika.com and 3 other companies
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Erika is an award-winning lawyer and the most-followed money expert on social media (21 million followers). She advocates for millions of people to get smarter with their money through educational viral videos.

In a joint mission with the U.S. Department of Transportation, Erika has been a pioneering voice in the travel protection rights space, enabling the everyday traveler to understand their consumer rights and what they are entitled to in the case of travel delays, lost baggage and canceled flights. Erika has worked alongside former Secretary Pete Buttigieg, speaking together multiple times on her podcast, Erika Taught Me.

Her website, Erika.com is a completely free tool developed as a result of this work, to show travelers exactly what compensation they are entitled to, and how to get it, along with other free educational resources.

Erika launched her podcast, Erika Taught Me, at No.1 in business on Apple Podcasts and No. 2 across all podcasts in the U.S.

Separately, Erika co-founded Creators Agency to revolutionize the industry, helping creators better understand their worth as it relates to brand deals, and to advocate for their brand image to negotiate more substantial brand deals.

Erika is committed to using her unique position and online voice to make financial literacy and consumer rights more accessible to everyone.

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  • Budget-Friendly End-of-Year Gifts: Show Appreciation Without Overspending
    Erika advises on prioritizing gift lists, setting realistic budgets, and when it's okay to skip gifts. She offers creative ideas under $10 and suggests involving kids in gratitude-giving to teach money values. Erika's insights make personal finance accessible, ensuring you can express appreciation without financial strain.
  • Erika Kullberg Shares Top Tips for Beginner Investors
    Erika advises beginners to "just get started" with small, regular contributions. She recommends market index ETFs for their built-in diversification and suggests choosing platforms based on personal goals. Avoid common mistakes like withdrawing too soon by maintaining an emergency fund. Embrace market dips as opportunities and focus on long-term strategies. Erika's insights empower new investors to navigate the financial landscape confidently.
  • Smart Money Moves for Summer Travel: Tips from Finance Expert Erika Kullberg
    Erika advises setting a comprehensive budget, including hidden costs like visas and tips. "Set aside and earn interest" using high-yield savings accounts. Automate deposits to separate travel funds. Balance spending with long-term goals by maintaining a healthy emergency fund. Use credit cards like Chase Sapphire Preferred® for travel rewards and protections. Erika's insights ensure a financially smooth and enjoyable travel experience.
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  • If an airline cancels your flight, and you decide not to travel for whatever reason, you are always entitled to a full refund. Not a voucher, [but] a full cash refund in whatever form your payment was.

  • They’ll open a Roth IRA, fund it and then assume that they’ve completed all the steps. The critical forgotten step is that once you fund your Roth IRA, you actually need to decide what to invest the money in (i.e., stocks, ETFs, mutual funds). If not, your money will just sit there collecting minimal interest.

  • I just realized that there was no amount of money that I wanted to keep working, to have someone be able to just dictate my time and have control over me.

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