Geri is the Chief Operations Officer at Skyla Credit Union. With over 25 years of experience in the credit union industry, she is responsible for the strategic growth and operational success of Skyla in the areas of consumer, mortgage, and commercial lending along with leading the branch network, contact center, marketing, and community engagement areas. Geri holds a degree in Finance from the University of Florida.
To build credit and use your card responsibly, only make manageable purchases and have a budget or payment plan in place. If you are already in credit card debt, you should use your card only in an emergency situation, create a budget that includes paying off your balance and consider a balance transfer – particularly onto a card that offers an extended period with 0 percent APR and no balance transfer fee so that you can consolidate and repay your debt more quickly.
It's Financial Awareness Day! Do you know the top credit card mistakes to avoid? We've polled the experts and put together 8 common missteps to watch out for.