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Haily Kolberg

Corporate Counsel at A&D Mortgage, LLC
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Haily Kolberg serves as Corporate Counsel and BSA/AML Officer at A&D Mortgage. With over 13 years of legal experience, she brings a wealth of expertise across financial, lending, compliance, real estate, and title sectors. Licensed to practice in Colorado, Florida, Texas, and Michigan, Haily has extensive experience providing legal guidance on critical industry topics such as TILA, RESPA, ECOA, and CFPB compliance. She has led numerous trainings for legal, lending, and real estate professionals and developed high-impact compliance solutions. Known for her innovative approach, she is well-equipped to offer insightful commentary on legal issues relevant to the mortgage industry.

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  • Understanding Title Insurance: Protecting Your Property Investment
    Haily explains that title insurance protects against past title defects, covering risks like "forgeries, undisclosed heirs, and unpaid taxes." Lender’s insurance secures the lender’s interest, while owner’s insurance safeguards the homeowner’s equity. Purchased during closing, costs vary by location and property value. Haily emphasizes its importance for peace of mind and legal protection in property transactions.
  • Mortgage Expert Available to Discuss Redlining and Discrimination
    Haily, with 13 years in mortgage compliance, is available for interviews on November 7 or 8. She will discuss redlining, reverse redlining, and how to detect and protect against discriminatory lending practices. Haily's expertise includes CFPB compliance and fair lending, making her a valuable resource for understanding mortgage discrimination.
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