Most homeowners want to tap into clean energy products but less than 2% of them actually move forward with it. Access to smart, efficient capital is key to clean energy adoption and we're able to help drive that change by partnering with forward-thinking companies like PenFed who want make a positive impact. I am truly grateful for PenFed's decision to partner with Loanpal and put their trust in us as we continue to lead the clean energy financing market.