The Innovative Payments Association (IPA) is a trade organization that serves as the leading voice of the electronic payments sector, including prepaid products, mobile wallets, and person-to-person (P2P) technology for consumers, businesses, and governments at all levels. The IPA’s goals are to encourage efficient use of electronic payments, cultivate financial inclusion through educating and empowering consumers by representing the industry before legislative and regulatory bodies and providing thought leadership for the payments community.