Jack Wang | Source | Host at Smart College Buyer podcast

JW

Jack Wang

Host at Smart College Buyer podcast and 2 other companies
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Jack Wang works with families throughout the US to answer two main questions about paying for college: (1) how to maximize aid, even if you are "too rich"; and (2) how to pay for college efficiently without wrecking your finances. He has been quoted in Forbes, US News and World Report, Yahoo Finance, GoBankingRates, Slate, and Keeper Tax blog, and Blogging Big Blue, among other publications. He is also a regular guest on various personal finance podcasts, and has written articles for or spoken to organizations such as the MA chapter of the Financial Planning Association, Boston Bar Association and MA Society of Enrolled Agents. He is also the host of the upcoming Smart College Buyer podcast.

Employment
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Media
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Story Ideas
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  • Navigating Student Loans: Fixed vs. Variable Rates
    Jack advises considering variable rates for stable income earners expecting rate drops, but warns of potential rate hikes. "Fixed rate loans tend to be better for borrowers with a variable income." Misconceptions include the belief that variable rates are always lower. Refinancing decisions should consider loan terms and co-signer requirements over just rates.
  • Student Loan Default: Consequences and Alternatives
    Jack warns that defaulting can lead to "wage garnishment and loss of future Federal loan eligibility." He advises exploring affordable repayment plans for Federal loans and refinancing private loans to lower payments, noting that student loans typically lack prepayment penalties.
  • Creative Strategies to Slash College Costs and Minimize Student Debt
    Jack suggests starting with scholarships, including those from alumni associations and employers. Consider ROTC or National Guard service for military benefits. To minimize borrowing, choose colleges offering the most aid. Explore Income Share Agreements, which require post-graduation payments based on income, as a non-loan alternative.
Recent Quotes
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  • Newsweek - Student Loan Repayments Changed by Trump's Big Beautiful Bill: What to Know
    https://www.newsweek.com/student-loan-repayments-trump-big-beautiful-bill-2093676

  • OnlineU - Decoding Tuition, Fees, and Other College Costs: A Practical Guide for Students
    https://www.onlineu.com/magazine/decoding-tuition-fees-and-other-college-costs

  • Investopedia - Getting Close to Retirement and Still Paying Off Student Loans? Here's What You Should Be Considering
    https://www.investopedia.com/getting-close-to-retirement-and-still-paying-off-student-loans-here-s-what-you-should-be-considering-11754408

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