James "Toby" Smith

SVP, Lending at SECU Maryland at SECU and 1 other company
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Accomplished Executive with multi-channel consumer lending and finance product distribution, and underwriting experience. Results-oriented, decisive leader with a proven track record of increasing receivables performance and bottom line growth while spearheading improvements to drive productivity and reduce costs. Proven ability to excel in dynamic, demanding environments while maintaining pragmatic and focused.

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