Jim Black, MBA | Source | Executive Director of Lender Strategy at Calque
Jim Black, MBA
Executive Director of Lender Strategy at Calque
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Jim is a 20-year veteran in Mortgage Loan Originations as the Chief Lending Officer at InstaMortgage (NMLS 1035734). He also specializes in purchase fundings and bridge loan solutions and has consistently been ranked in the top 100 Mortgage Loan Officers nationally.
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Calque
Executive Director of Lender Strategy
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Mortgage rate predictions for 2023
As of April 17, the average annual percentage rate (APR) for a 30-year fixed mortgage is 6.89%. This is down slightly from 6.81% the week prior and continues a pattern of modest decreases since early March. The average mortgage interest rate is more than double the 3.12% rate from a year ago. M
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Navigating Stagflation: Insights from Finance Expert Jim Black
Jim defines stagflation as "persistent high inflation with high unemployment and low growth," leading to rising prices. He highlights struggles for homeowners amid economic volatility. Jim advises that stagflation results in "less income for self-employed borrowers" and reduced tax revenue, impacting community investments. He emphasizes adapting investment strategies during such periods.
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If you can’t make both payments, you will fall behind very quickly. You can lose everything—literally.
