Jim Wang | Source | Founder at Wallet Hacks

JW

Jim Wang

Founder at Wallet Hacks
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I've been writing about personal finance for over 15 years, most recently at WalletHacks.com. With an engineering background, I try to distill complex financial topics into easy to understand ideas that our readers can use in their lives.

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  • 5 Red Flags About Credit Card Balance Transfers, According to Experts

    If you're working your way out of debt, these are the red flags experts say you should be aware of with credit card balance transfers.

    Article
  • Hey, It’s OK If You Don’t Have Perfect Finances by Age 30

    Ah, turning 30—what an infamous milestone. For many, this birthday is a time to reflect on your life so far. It can feel like a crummy reminder that youth has an expiration date, and that all the choices you made in your twenties have very real consequences.On the flip side, it’s also just a number.While it may seem like someone in their thirties should have a house, a spouse, a kid, and maybe a decent investment portfolio, that’s just not the reality for most.

    Article
  • 10 Secret Places Rich People Hide Their Money

    It's no secret that people with money like to shield their earnings from the IRS. What is often a secret, however, is how and where they do it.

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  • Maximize Your Costco Membership: Expert Tips from Wallet Hacks Founder
    Jim advises becoming an executive member for 3% cash back and using Costco's coupon book. He highlights bulk buying for families and the return policy's value. For individuals, he suggests evaluating cost-effectiveness. Jim concludes, "Costco is a no-brainer for families due to its vast savings on products."
  • Piggy Banks Make a Nostalgic Comeback: A Fun Way to Save
    Jim suggests using frugal options like reused plastic cans for piggy banks. He believes the tactile experience of saving cash can reinforce saving habits. "It's a fun and tactile way to save," Jim says. In a nation of spenders, any method encouraging saving is beneficial.
  • Master Your Finances with Budget Calendars: Expert Tips
    Jim explains, “Knowing when your bills are due helps avoid late payments.” He recommends using tools like Nerdwallet or Google Calendars. To reach financial goals, Jim advises tracking savings like expenses. “Review your expenses regularly to cut unnecessary costs,” he adds. For more tips, visit WalletHacks.com.
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