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Joseph Patrick (JoePat) Roop

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Mr. Roop, is an accomplished executive, entrepreneur, radio talk show host " Retire”meant” for Living " Show on WBT 1110 AM . Financial planning to high net worth individuals and companies, tax strategies, and consultant. Experience and success including Finance / Investment Advisory, business building and has built his own Financial Planning Company that serves clients in the Carolina’s. Specializing in Income Distribution Planning along with Wealth Accumulation for high net worth individuals and Wealth Succession Planning.

Mr. Roop is the President of Belmont Capital Advisors, Inc.

Prior to his starting his own company, Mr. Roop began his Investment Experience by interning with Merrill Lynch in 1992.

  • Redefining Wealth: $2.3 Million Mark and Beyond
    JoePat notes that while $2.3 million is seen as wealthy, true wealth is "peace of mind." For retirees, it's about reliable income and no debt. Generational views differ: Boomers value security, while Millennials and Gen Z seek lifestyle flexibility. The drop in wealth perception reflects a shift towards valuing security and control over high net worth.
  • Navigating Student Loans in Your 50s: Expert Advice for a Balanced Financial Future
    JoePat advises not to be ashamed of student loan debt in later years. He suggests refinancing, income-driven repayment plans, and prioritizing high-interest debts. "It's about putting together a plan that includes your debt, Social Security, retirement income, and taxes." With the right strategy, comfortable retirement is achievable despite student loans.
  • Retirement Planning: Net Worth vs. Income Stability
    JoePat emphasizes, "There is no magic number for net worth in retirement." Instead, focus on secure, stable, and sustainable income. He advises budgeting, tracking spending, and ensuring guaranteed income through pensions or annuities. Net worth alone doesn't determine retirement success; it's about strategic income planning and working with advisors who prioritize taxes and income.
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