John Hagensen | Source | Founder and Owner, Financial Adviser at Keystone Wealth Partners
John Hagensen
John Hagensen is the Founder and Managing Director of Keystone Wealth Partners. His vision for starting KWP was to deliver financial planning strategies free from Wall Street’s embedded conflicts of interest. Today, clients benefit from these strategies targeted to meet their unique needs. John has a Master of Science in financial services from the Institute of Business & Finance, a Strategic Decision and Risk Management Professional Certification from Stanford University and a Behavioral Finance Professional Certificate from Duke University. John holds the credentials of Certified Funds Specialist (CFS), Certified Annuity Specialist (CAS), Certified Estate & Trust Specialist (CES), Certified Tax Specialist (CTS) and Certified Income Specialist (CIS).
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Keystone Wealth Partners
Founder and Owner, Financial Adviser
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Arizona approves five more entities for new legal business structure
The Arizona Supreme Court has licensed a new batch of entities to operate as alternative business structures, after the state loosened rules last year around law firm ownership.
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Understanding what financial advisors do and how they help clients better manage their money
A financial advisor is professional who provides advice for managing finances and reaching specific financial goals.
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Financial advisors: Here's how to handle the stock market roller coaster
Advice from 5 financial advisors on market volatility
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Many financial professionals who will claim to be financial advisors are contracted by insurance companies and/or broker-dealers and thus be compensated to sell products of those companies. This type of compensation can influence the kinds of products such advisors recommend and actions they suggest taking.
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There are no income limits for these accounts, so even high-income earners qualify for SIMPLE IRAs. Traditional IRAs are set up by individuals and only that same individual can contribute to it, while SIMPLE IRAs are set up by small business owners. Both the employee and employer are able to contribute to that account.
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The S&P is one of the best benchmarks of large-cap U.S. publicly traded companies as it has a wide representation of companies that fall in this category of ‘large cap’ stocks. The Russell indexes add various companies through meticulous formulas and calculations, while the S&P 500 uses a committee of individuals to decide which companies to include. This explains why there are some companies who have large market caps but are not included in the S&P 500, because the committee can elect to not include companies based on their discretion. The top four companies in the S&P 500 represent over 20% of the total value of the index. That’s a significant amount. That means 496 other companies represent the other 80%. This shows that the bigger the company is, the more power they have in controlling the index. The lower the market capitalization, the less weight they have on the overall S&P 500.
