Jonathan Ernest, PhD | Source | Assistant Professor of Economics at Case Western Reserve University

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Jonathan Ernest, PhD

Assistant Professor of Economics at Case Western Reserve University
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Jonathan is an Assistant Professor of Economics at Case Western Reserve University with interests in the fields of public economics and industrial organization, and a focus on applied microeconomics and the economics of regulation. During his time in graduate school, he had the opportunity to teach over 500 students in principles of economics, microeconomics, and macroeconomics courses, and was awarded the Graduate Teaching Assistant Excellence Award for the College of Business in 2018 and the GSG Outstanding Graduate Teacher of Record Award for 2019.

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  • Mortgage Rates May Dip Below 6% in 2025, Predicts Economics Expert
    Dr. Ernest suggests a "high probability" of mortgage rates falling below 6% in 2025, driven by declining inflation and increased capital availability. However, economic uncertainty could keep rates elevated. He advises potential buyers to monitor rates, consider renting, and avoid overextending budgets. Rational decision-making is crucial in navigating the housing market.
  • Fed's Independence Crucial Amid Election-Year Rate Cuts, Says Economist
    Jonathan emphasizes that the Fed's rare rate cuts before elections highlight its independence. He notes, "A 75 basis point cut is unlikely but may set expectations for a higher cut." The Fed's actions, he adds, are crucial for market stability and future trust.
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  • The contract has kind of made some waves because it had the headline figure of $700 million over 10 years, which is $70 million per year. But, he’s essentially deferred all but $2 million per year to be paid out after the 10 years.

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