Joseph Lau is director of third-party risk management (TPRM) at Mirato. He has more than 20 years of industry experience, and has served in a variety of senior leadership roles in risk management and technology infrastructure over his career, most recently as vice president of third-party assessments at Santander Bank. Prior to joining Santander Bank, he was vice president of third-party assurance at Citizens Bank. Lau has also held various roles in information technology at H.C. Starck, Bayer Corporation and the Gillette Company. Lau earned a B.S. in business administration from Northeastern University.