JP

Josh Ploch

Founder at Ploch Family Office
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  • Stagflation and Recession: Impact on the Housing Market in 2025
    Josh notes that while housing demand stays consistent, lending tightens during uncertainty. "Stagflation or recession historically lowers prices," he says, but high interest rates challenge affordability. Despite pressures, downturns can balance pricing, though they worsen the inventory gap in attainable housing, impacting accessibility for many.
  • Retirement Housing: Rent or Own? Expert Weighs In
    Josh notes a shift towards renting among retirees, driven by the desire for flexibility and reduced home upkeep. He highlights the $250k/$500k tax exemption on home sales and suggests renting for those relocating or making multiple moves. "The best reasons to own are having control over your equity and having less financial pressure," Josh adds.