Josh Williams is Executive Vice President, Chief Banking Officer and Head of Partnerships at Seattle Bank. Josh joined the Bank in 2014 and leads its partner banking business, working with fintechs, marketplaces and brands that want to provide financial services to their end-users. He has over 20 years of banking experience, serving as a resource to closely held businesses and private clients, building and leading successful teams, and assisting in the formulation and execution of the bank's strategy. Prior to joining Seattle Bank, Josh held various positions at Wells Fargo, most recently as Senior Global Banking Consultant. Josh earned a degree in Economics and Political Science from Macalester College, and an MBA from the University of Washington's Foster School of Business. He is also a graduate of the Pacific Coast Banking School. Josh serves as Chair of the Mt. Baker Community Club’s Martin Luther King, Jr., Scholarship Fund.
Banks of all sizes recognize the need to have open APIs to connect to Fintechs so they have immediate access to innovative solutions.
We knew technology would be important in enabling us to compete with larger banks and fintechs. The bank is working to expand beyond its high-net-worth client base into the mass market and target other U.S. geographies beyond its core market of the Pacific Northwest with services such as consumer lending and early salary payments. It also wants to offer customized credit limits for high-net-worth customers.