Justin leads Darling Consulting Group’s data analytics software solutions portfolio, which consists of Deposits360°®, Loans360°®, and Liquidity360°®. He is passionate about providing risk management education and strategic consultation to financial institutions leveraging DCG’s analytics solutions. He has been a thought leader in risk management, including interest risk, credit risk, and liquidity risk. Justin has experience driving value in large public organizations and lean startup firms, and has over two decades in banking, including extensive work in credit risk as Director of Capital Markets. Justin is a desired speaker and contributing author for RMA, American Banker, NYTimes, and CIO Magazine.
Many institutions may react to one customer complaining about their rate or one competitor pricing unreasonably and define their deposit strategy based on that. But rate is just one lever institutions have.
Are some customers leaving your institution in search of greener pastures (literally)? Many people expect to receive higher interest on their deposits these days.