Justin Zeidman

Head of Credit Card Products at Navy Federal Credit Union
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Justin Zeidman is head of credit card products at Navy Federal Credit Union.

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  • They didn't have a lot of deposits on the books with us. On average we saw $700 … you're asking them to shove over 75% of their savings, just so they can establish credit. I know it's no secret secured credit isn't the most profitable place to play, but when you think about the lifetime value of being the first issuer to lend to someone — and then the value of that loyalty over the course of years and years — for us it made a lot of sense.

    26 February 2022
  • Late or missed payments can seriously hurt your credit score.

    26 February 2022